760 Frenchtown Road, PO Box 619, Milford, NJ 08848-0619
JD Stem, Master HVACR Contractor Lic. #4246 • PA HIC #PA032216

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Fill out this quick contact form to get in touch with Stem Brothers. Need something more specific? Get in touch with us on our general contact form here.

NOTE: If you are having a heat emergency, please call the office immediately. Do not use e-mail to alert us to an emergency. Thank you!











  Payment Plans


Easy Payment Plan

This plan spreads your heating costs over 11 months, beginning in July. Monthly payment is based on two-year average of prior gallons used, or by a heat calculation on a new account. Your monthly payments are due by the 10th of each month. There are many benefits:

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  • Your Easy Pay monthly payment coupons are convenient and easy to use.
  • Your monthly payments can be made automatically on your credit card.
  • You will receive a 5-cent per gallon discount on all gallons purchased during this heating season.
  • Enrollees in our Easy Pay Plan will be on automatic delivery, so you do not have to worry about calling in your fuel order or possible run outs.

The Easy Pay Plan begins on May 16th and ends on May 15th of the following year. Your payments will begin on July 10th and end on May 10th. All Easy Pay plans that are paid up by June of the following year will receive a 5-cent per gallon discount. 

Please call our office or contact us online for further information or to sign up for this plan. 

CAP Price Protection Plan

This plan enables you to guarantee that your price of Bioheat® Fuel or Propane will not exceed a certain level throughout the heating season.

  • There is an annual, non-refundable enrollment fee to secure your capped price, which in turn is used to purchase your price protection through our broker.
  • Enrollees in our CAP Plan will be on automatic delivery, so you do not have to worry about calling in your fuel order or possible run outs.
  • This plan is for residential customers using Bioheat® Fuel or Propane.
  • This plan is a win-win situation as you have the peace of mind throughout the heating season that you will always pay the lesser of either our daily posted price or the capped price; you no longer are subject to price spikes.
  • You can also link CAP plan to our Easy Pay plan for a convenient monthly plan.
  • 5 cent per gallon discount.

Please call our office or contact us online for further information regarding this price protection plan. 

Other Payment Options

Prompt Pay Discount

You can claim a 5 cent per gallon discount for payments made within seven days of delivery.